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VNG Insurance Agency

1230 N Main Ave
Ste 3
Scranton, PA 18508

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Commercial Insurance in Pennsylvania

If you own a business within Pennsylvania, getting the correct type of commercial insurance will be a crucial part of helping your business succeed. Commercial coverage protects your business from various emergencies, helping you keep your assets secure. In addition to this, your employees are also covered, helping you improve your image to your Scranton, PA stakeholders. Below, VNG Insurance Agency discusses the types of commercial insurance that will come in handy for your business.

Property Insurance

Property insurance protects your buildings and contents from damage arising from covered perils. These include incidents such as fire, theft, and vandalism. Commercial property insurance helps you cover the repair and replacement costs needed to fix your business property.

General Liability Insurance

This policy protects you when a customer suffers a bodily injury at your premises, allowing you to cover their medical costs. It will also come in handy when your business is sued for any harm caused, helping you pay your legal fees and court awards. In addition to this, general liability insurance will help you cover advertising injury, which is often related to libel and copyright infringement.

Commercial Auto Insurance

Commercial auto insurance covers you when you have vehicles registered in your company name or those used to perform work-related duties such as product delivery. If your employees get into an accident, your auto insurance will pay for the ensuing damage.

Workers Compensation Insurance

Workers compensation insurance is an ideal policy for businesses with more than one employee. It will help you cover any employee injury costs arising at the workplace, allowing you to settle your workers’ medical bills.

Errors and Omissions Insurance

This coverage is also known as liability insurance and will protect you from any errors and omissions that arise at your business. Companies that provide service-based work are especially prone to such incidences, with examples of these being lawyers, finance firms, and medical professionals. It will help you cover events such as missed deadlines and negligence claims.

To get any of the above commercial insurance policies within Scranton, PA, call VNG Insurance Agency today. Our policies are designed to help Pennsylvania businesses tackle everyday setbacks.

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