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VNG Insurance Agency

1230 N Main Ave
Ste 3
Scranton, PA 18508

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Flood Insurance in Pennsylvania

While it is not often thought about in Pennsylvania, one of the biggest dangers you can have to your personal property or commercial property is water damage. During a flood, everything from the structural foundation to the property can be damaged or replaced. If you are looking to update your policy in Scranton, PA with flood insurance, below are several reasons why you should.

Protect Your Structural Property

Whether it is your home or your place of business, flooding waters will come in from the ground up and destroy the foundation and floors. When water does not have anywhere to go, it will spread around the structure, filling it and rising. This means that all the floors, basement, pipes, and other structural components will need to be renovated. Without flood insurance, you are responsible for this coverage.

Personal Property Protection

The items found within these areas, such as the following, will also be damaged from the rising waters.

  • Appliances
  • Equipment
  • Furniture
  • Electronics

These are the biggest expenses that are replaced in flood insurance claims. If the water touches anything else of value at the ground level, it will also need to be replaced. This includes collections and electronics.

Have Peace of Mind

Any time your home or business suffers damage from water, the chances of your standard insurance policy covering the cost of these damages are slim. If you live or work in a designated flood zone, flood insurance may be required. Even if you do not live in a flood zone, your area could fall victim to flash flooding, where lots of water is dumped on the area, and it has nowhere to go.

Get Your Policy Today

If you would like to get a quote for your home or business property, contact our agents at VNG Insurance Agency in Scranton, PA today for more information. We look forward to assisting you soon.

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