Skip to content
Click to Call
VNG Insurance Agency

1230 N Main Ave
Ste 3
Scranton, PA 18508

Get Directions

Home Insurance in Pennsylvania

Buying a home is a massive investment, and it's a dream for most to own a home. Your chief role as a homeowner is to shield your house against imminent perils like fire and hailstorms. With prolific home insurance, you can virtually safeguard everything. This includes your home, belongings, and even saving on your finances. Home insurance is a type of coverage fashioned to protect you against financial liability from damages to your residence, assets, and finishing. It will also cushion you from legal liability from lawsuits culminating in injuries and damages within your household. Please speak to our agents at VNG Insurance Agency in Scranton, PA to get a customized quote for your home insurance suiting your needs and lifestyle.

Is Home Insurance Mandatory in Pennsylvania?

Home insurance is not legally required in Pennsylvania, but most banks and lenders will require you to guard your home with at least the amount of mortgage. If you financed buying or building your home with a mortgage, your lender will need home insurance.

  • Dwelling coverage: It safeguards your home and structures directly attached to it. This form of coverage will protect your home inside and out when it gets ravaged by a covered peril. Covered property includes your roof, walls, floors, heating, and air conditioning. It helps to rebuild your home in the event of a total loss up to your policy limit.
  • Contents coverage: It caters to replacing your possessions such as electronics, clothing, furniture, and sporting gear if a covered peril like lightning, theft, and vandalism strikes.
  • Liability coverage: Compensates for costs arising from bodily injury and property damage you inflict on other people. Have you ever imagined what could happen if your pet inflicts a bite on a guest while residing on your premises? Worry no more because liability coverage can cater to costs arising from lawsuits or medical expenses.
  • Additional living expenses coverage: When your home becomes unlivable, this form of coverage caters to other expenses such as hotel bills accrued as you were residing elsewhere while your house is being repaired.

Are you a resident of Pennsylvania searching for outstanding home insurance for the safety of your dwelling and loved ones? Contact VNG Insurance Agency serving Scranton, PA, and the surrounding areas for help. We can get you started with a quote.

Servicing States

Our Partners