1230 N Main Ave
Scranton, PA 18508
Many people in Pennsylvania rent apartments and houses for a variety of reasons. If you are a renter in Pennsylvania, you should take steps to protect yourself against accidents that may occur on the property. State law does not require anyone to take out renters’ insurance. However, you should know that your landlord’s insurance won’t cover any damage done to your household items. You will need your own coverage for your belongings or any injuries you or your guests sustain in an accident. Renters insurance covers personal property and personal liability.
It is important for you to take your time in seeking out the best insurance policy for your circumstances. You want a policy that is suitable for your particular situation and is within your budget. VNG Insurance Agency is located in Scranton, PA, and offers a variety of policy options.
It may be tempting to take your chances as a renter and go without insurance. But you should know that some landlords can be aggressive when pursuing compensation for damage to their property. And even if you are the most careful person you know, an accident in your apartment is always possible. The same goes for guests who may have been injured while in your place. You never know if they will expect you to pay for medical treatment and other expenses. There is also the possibility of doing serious damage to personal items of great value. If such objects are accidentally damaged, you will want money to replace them.
The best way to anticipate and deal with such contingencies is to take out insurance on your rented house or apartment. Doing so will give you peace of mind. It will also save you the stress of scrambling to find ways to pay off aggressive claimants.
VNG Insurance Agency can help you get the renters insurance that you want. You can come in and speak to one of our representatives in Scranton, PA or give us a call.